Savings rates
Rates reviewed daily · last updated 9 October 2026
Savings rates
All rates AER · Updated October 2026
Rates shown are AER and correct as of October 2026.
Fixed Rate
| Account | Interest paid | Min Balance | |||
|---|---|---|---|---|---|
| 5 Year Fixed Rate Savings Account | 5.25% | 5 Years | Monthly/Annually | £1,000 | |
| 4 Year Fixed Rate Savings Account | 5.17% | 4 Years | Monthly/Annually | £1,000 | |
| 3 Year Fixed Rate Savings Account | 5.16% | 3 Years | Monthly/Annually | £1,000 | |
| 2 Year Fixed Rate Savings Account | 4.97% | 2 Years | Monthly/Annually | £1,000 | |
| 18 Month Fixed Rate Savings Account | 4.93% | 18 Months | Monthly/Annually | £1,000 | |
| 1 Year Fixed Rate Savings Account | 4.88% | 1 Year | Monthly/On maturity | £1,000 | |
| 9 Month Fixed Rate Savings Account | 4.57% | 9 Months | Monthly/On maturity | £1,000 |
Cash ISA
| Account | Transfers in | Min Balance | |||
|---|---|---|---|---|---|
| 3 Year Fixed Rate Cash ISA | 5.03% | 3 Years | Accepted | £1,000 | |
| 2 Year Fixed Rate Cash ISA | 5.01% | 2 Years | Accepted | £1,000 | |
| 15 Month Fixed Rate Cash ISA | 4.85% | 15 Months | Accepted | £1,000 | |
| 1 Year Fixed Rate Cash ISA | 4.79% | 1 Year | Accepted | £1,000 | |
| 9 Month Fixed Rate Cash ISA | 4.50% | 9 Months | Accepted | £1,000 | |
| Reward ISA Single Access Account | 4.00% | Limited (max 1/year) | Accepted | £100 | |
| Reward ISA Double Access Account | 3.75% | Limited (max 2/year) | Accepted | £100 | |
| 60 Day Notice Cash ISA | 3.51% | 60 Days | Accepted | £1,000 | |
| Easy Access Cash ISA | 2.25% | Instant | Accepted | £1,000 |
Regular Saver
| Account | AER | Monthly Limit | Interest | Min Balance | |
|---|---|---|---|---|---|
| Regular Saver Account | 4.20% | £300 | Variable | £25 |
Notice Account
| Account | AER | Notice period | Interest | Min Balance | |
|---|---|---|---|---|---|
| 45 Day Notice Account (Issue 7) | 4.05% | 45 Days | Variable | £1,000 |
Easy Access
| Account | Access | Interest | Min Balance | ||
|---|---|---|---|---|---|
| Double Access Account | 3.75% | Limited (max 2/year) | Variable | £1,000 | |
| Easy Access Account | 2.25% | Instant | Variable | £100 |
Is Aldermore FSCS protected?
Yes — FSCS protected up to £120,000
Yes. Aldermore savings are FSCS protected up to £120,000 per person, per banking licence, under Aldermore Bank plc.
Banking licence: Aldermore Bank plc
Last checked against the FCA register on 9 October 2026.
See every brand that shares a banking licenceSwitch offers
Who they are
Aldermore Bank plc is a specialist bank founded in 2009, headquartered in Reading, Berkshire. It was among the first of the new wave of banks to emerge after the financial crisis. The bank operates exclusively online and by phone, with no branch network, emphasising straightforward savings and lending solutions for savers, homeowners, and small and medium-sized businesses. It was acquired by South African banking conglomerate FirstRand in March 2018. Aldermore Bank plc holds its own FCA authorisation (firm reference 204503) and your eligible deposits are protected up to £120,000 per person by the FSCS. The licence is not shared with any other brand, so your full £120,000 allowance sits with Aldermore alone.
Savings accounts
Aldermore's range is genuinely wide. Fixed-rate bonds run from 9 months all the way to 5 years, with a minimum deposit of £1,000 and no access until maturity - so these suit money you can comfortably set aside. The same terms apply to their fixed-rate Cash ISAs, which span 9 months to 3 years and carry the same £1,000 minimum. For more flexibility, there is a Regular Saver with a low £25 minimum, a 45-day Notice Account, and a Double Access Account that allows up to two withdrawals a year. The easy-access Cash ISA and standard Easy Access Account both allow instant withdrawals. Rates on variable accounts can change, so it is worth checking the live figures on this page before you commit. All accounts carry FSCS deposit protection up to £120,000.
Is it right for you?
Aldermore tends to appeal most to savers who are happy to lock money away for a defined period in exchange for a competitive fixed rate, and who do not need a high-street branch. The breadth of terms - from under a year to five years - makes it practical to ladder your savings across different maturities. If you want instant access without restriction, the standard Easy Access Account is there, though its rate sits well below the fixed options. The Reward ISAs and Double Access Account offer a middle ground if you want some flexibility within an ISA wrapper. As always, rates move - compare the live figures shown on this page before you decide.
This overview was generated by DepositScout's AI, Penny on 6 October 2026. It may contain inaccuracies — always confirm rates and terms with Aldermore directly. Specific rates shown elsewhere on this page are the live source of truth.
