Cash ISA

Aldermore Easy Access Cash ISA Review

An instant access cash ISA from Aldermore, with a £1,000 minimum deposit. It ranks 79th of 115 instant access cash ISAs we track.

Variable rate

2.25%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£20,000

Access

Instant

Interest paid

Monthly/Annually

Transfers in

Accepted

How It Stacks Up

Ranks 79th of 115

Instant access cash ISAs we track

Well below average
This account 2.25%
UK CPI (Aug 2026)
3.10%
Pays 0.85% less
Average instant access cash ISA
2.91%
Pays 0.66% less
Best instant access cash ISA
4.87%
Pays 2.62% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.75%

AER

  • Pays 2.50% more than this Aldermore account
  • Includes a 1.15% bonus for 12 months, then 3.60%
Compare Cash ISAs

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income
  • Pro: Flexible: take money out and put it back in the same tax year without using more allowance

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £1,000 to open it

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Estimated returns with Aldermore's Cash ISA

What you could earn with Aldermore's Easy Access Cash ISA.

Estimated interest

£1,000 saved

£22.50

At 2.25% AER

£5,000 saved

£112

At 2.25% AER

£10,000 saved

£225

At 2.25% AER

£20,000 saved

£450

At 2.25% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Aldermore Easy Access Cash ISA

Jan WatermannCo-Founder, DepositScout

Aldermore's Easy Access Cash ISA pays 2.25% annually, though if you opt for monthly interest that drops to 2.23%, which is worth knowing before you choose. At 3.00% below the current Cash ISA market leader at 5.25%, this sits below the market average and also fails to keep pace with inflation, coming in 0.85% below CPI of 3.1% as of Aug 2026, meaning your savings are losing real value. The £1,000 minimum and £20,000 cap are also fairly restrictive for an easy access product. I would look at alternatives first, such as Monzo's Select Access Cash ISA at 3.15%, before settling here.

Compare Cash ISAs

2 alternatives to Aldermore's Easy Access Cash ISA

Same type of account, closest on rate.

Common questions about the Easy Access Cash ISA

D

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4.20% AER
4.75%
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