Notice Account

Aldermore 45 Day Notice Account (Issue 7) Review

A competitive notice account from Aldermore, needing 45 days' notice, with a £1,000 minimum deposit. It ranks 27th of 98 notice accounts we track.

Variable rate · 45 days' notice

4.05%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£1,000,000

Access

45 Days

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 27th of 98

Notice accounts we track

Above average
This account 4.05%
UK CPI (Aug 2026)
3.10%
Pays 0.95% more
Average notice account
3.48%
Pays 0.57% more
Best notice account
4.40%
Pays 0.35% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 45 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £1,000 to open it

Good to Know

Unlimited withdrawals subject to 45 days' notice. No early withdrawals except in exceptional circumstances (at Aldermore's discretion).

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Aldermore's Notice Account

What you could earn with Aldermore's 45 Day Notice Account (Issue 7).

Estimated interest

£1,000 saved

£40.50

At 4.05% AER

£5,000 saved

£202

At 4.05% AER

£10,000 saved

£405

At 4.05% AER

£1,000,000 saved

£40,500

At 4.05% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Aldermore 45 Day Notice Account (Issue 7)

Jan WatermannCo-Founder, DepositScout

Aldermore's 45 Day Notice Account pays 4.05% annually, which sits near the market average for notice accounts and is 0.35% behind the category leader at 4.40%, so it is not a standout rate. That said, 4.05% does beat August 2026 CPI of 3.1% by 0.95%, meaning your money is at least growing in real terms. If you want monthly interest, note that the rate drops to 3.98% gross, so annual payment is the better option if you can wait. You need at least £1,000 to open and must give 45 days notice for any withdrawal, which is the main constraint to plan around.

2 alternatives to Aldermore's 45 Day Notice Account (Issue 7)

Same type of account, closest on rate.

Common questions about the 45 Day Notice Account (Issue 7)

D

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