Cash ISA

Aldermore Reward ISA Double Access Account Review

A competitive instant access cash ISA from Aldermore. It ranks 37th of 115 instant access cash ISAs we track.

Variable rate

3.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£20,000

Access

Limited (max 2/year)

Interest paid

Monthly/Annually

Transfers in

Accepted

Rate Tiers

Up to 2 withdrawals

3.75%AER

Higher rate applies when 2 or fewer withdrawals made in the anniversary year

3 or more withdrawals

2.00%AER

Lower rate applies from day of 3rd withdrawal until next anniversary date

How It Stacks Up

Ranks 37th of 115

Instant access cash ISAs we track

Above average
This account 3.75%
UK CPI (Aug 2026)
3.10%
Pays 0.65% more
Average instant access cash ISA
2.91%
Pays 0.84% more
Best instant access cash ISA
4.87%
Pays 1.12% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.75%

AER

  • Pays 1.00% more than this Aldermore account
  • Includes a 1.15% bonus for 12 months, then 3.60%
Compare Cash ISAs

We may earn a commission if you open this account.

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income
  • Pro: Flexible: take money out and put it back in the same tax year without using more allowance

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Please verify all details with the provider – see our Disclaimer

See all Aldermore accounts

Estimated returns with Aldermore's Cash ISA

What you could earn with Aldermore's Reward ISA Double Access Account.

Estimated interest

£1,000 saved

£37.50

At 3.75% AER

£5,000 saved

£188

At 3.75% AER

£10,000 saved

£375

At 3.75% AER

£20,000 saved

£750

At 3.75% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Aldermore Reward ISA Double Access Account

Jonny PeaseCo-Founder, DepositScout

The Aldermore Reward ISA Double Access Account pays 3.75% annually (or 3.69% if you opt for monthly interest), which sits below the cash ISA market average and 1.50% behind the category leader at 5.25%. The account suits savers who can genuinely commit to no more than two withdrawals in an anniversary year, because a third withdrawal drops the rate sharply to 2.00% for the rest of that year. With a £100 minimum and £20,000 maximum, it beats August 2026 CPI of 3.1% by 0.65%, though alternatives like Kent Reliance's Branch Easy Access ISA at 3.85% offer a better rate with fewer strings attached.

Compare Cash ISAs

2 alternatives to Aldermore's Reward ISA Double Access Account

Same type of account, closest on rate.

Common questions about the Reward ISA Double Access Account

D

DepositScout Alerts

Example alert

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Example Easy Access Saver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

Be the first to know when this Aldermore rate drops.

Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.

Takes 30 seconds · No spam · Unsubscribe any time