Regular Saver

Aldermore Regular Saver Account Review

A regular saver from Aldermore, letting you save up to £300 a month for 1 year. It ranks 39th of 49 regular savers we track.

Variable rate · 1 year

4.20%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Monthly limit

£300

Max balance

No limit

Access

Instant

Interest paid

On maturity

How It Stacks Up

Ranks 39th of 49

Regular savers we track

Well below average
This account 4.20%
UK CPI (Aug 2026)
3.10%
Pays 1.10% more
Average regular saver
4.99%
Pays 0.79% less
Best regular saver
8.00%
Pays 3.80% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £300 a month

Good to Know

Save £25–£300 per calendar month. Unlimited withdrawals allowed. If you hit the £300 monthly max and then withdraw in the same month, you cannot deposit again until the next calendar month.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Aldermore's Regular Saver

What you could earn with Aldermore's Regular Saver Account.

Estimated interest

£50 a month

£13.65

At 4.2% AER

£100 a month

£27.30

At 4.2% AER

£200 a month

£54.60

At 4.2% AER

£300 a month

£81.90

At 4.2% AER

Estimated over one year, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Aldermore Regular Saver Account

Jonny PeaseCo-Founder, DepositScout

Aldermore's Regular Saver pays 4.20%, which is below the market average for regular savers and 3.80% behind the category leader at 8.00%, so this is not a rate I would hold up as particularly strong. It does beat CPI inflation by 1.10% (CPI is 3.1% as of Aug 2026), which is something, and the £25 minimum makes it accessible. The real constraint is the £300 monthly deposit cap, which limits you to £3,600 over the year, and interest is only paid at maturity before the balance rolls into an easy access account. I would check Monmouthshire Building Society's Regular Saver at 5.00% before committing here.

Compare Regular Savers

2 alternatives to Aldermore's Regular Saver Account

Same type of account, closest on rate.

Common questions about the Regular Saver Account

D

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