Cash ISA from Aldermore
Protection
FSCS
Up to £120,000
Min balance
£1,000
Max balance
£20,000
Access
3 Years
Interest paid
Monthly/
Annually
Transfers in
Accepted
Opened and managed online only; a minimum deposit of £1,000 must be made within 14 calendar days of opening.
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with Aldermore's 3 Year Fixed Rate Cash ISA?
Estimated interest
£1,000 saved
£153
At 4.85% AER
£5,000 saved
£763
At 4.85% AER
£10,000 saved
£1,527
At 4.85% AER
£20,000 saved
£3,053
At 4.85% AER
Estimated over the 36-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
This account suits someone who wants to shelter a lump sum from tax and is comfortable locking it away for three years at 4.85% AER. Transfers in are accepted, so it works well if you want to consolidate existing ISA money into a competitive fixed rate. The main catch is the early access penalty: withdrawals are allowed but you forfeit 180 days of interest, which is a meaningful hit if your circumstances change. If you want to shop around, eToro's Cash ISA is currently showing 4.87% and Tandem Bank matches Aldermore at 4.85%.
Similar accounts from the same category, closest on rate.
DepositScout Alerts
2 minutes ago
A top provider just cut their rate. Here's what you need to know about the latest market shift.
Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.
