What interest rate does the Aldermore 9 Month Fixed Rate Savings Account pay?

The Aldermore 9 Month Fixed Rate Savings Account pays 4.57% AER, fixed for 9 months.

How much interest could I earn?

Saving £10,000 for 9 months would earn about £341 at 4.57% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £1,000,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

When is interest paid?

You can choose to have interest paid monthly or at the end of the term.

Who can open this account?

New and existing Aldermore customers can open it. You can open it online.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other nine-month fixed rate bonds?

At 4.57% AER it ranks 2nd of 8 nine-month fixed rate bonds we track. The best pays 4.80% and the average is 4.46%.

Dashboard

Fixed Rate

Aldermore 9 Month Fixed Rate Savings Account Review

One of the best-paying nine-month fixed rate bonds, from Aldermore, with a £1,000 minimum deposit. It ranks 2nd of 8 nine-month fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 9 months

4.57%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£1,000,000

Access

At maturity only

Interest paid

Monthly/On maturity

How It Stacks Up

Ranks 2nd of 8

9-month fixed bonds we track

Among the best

This account 4.57%

UK CPI (Aug 2026): 3.10%; Pays 1.47% more
Average 9-month fixed: 4.46%; Pays 0.11% more
Best 9-month fixed: 4.80%; Pays 0.23% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: Your money is locked in for 9 months
Con: You need at least £1,000 to open it

Good to Know

Deposits only within 14 days of opening. No withdrawals, transfers out, or closures before maturity (except in exceptional circumstances).

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Aldermore's Fixed Rate

What you could earn with Aldermore's 9 Month Fixed Rate Savings Account.

Estimated interest

£1,000 saved

£34.08

At 4.57% AER

£5,000 saved

£170

At 4.57% AER

£10,000 saved

£341

At 4.57% AER

£1,000,000 saved

£34,083

At 4.57% AER

Estimated over the 9-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Aldermore 9 Month Fixed Rate Savings Account

Jan WatermannCo-Founder, DepositScout

Aldermore's 9 Month Fixed Rate Savings Account pays 4.57%, which beats August 2026 CPI of 3.1% by 1.47%, so your money does grow in real terms over the nine months. That said, the rate sits below the market average for fixed-rate accounts, and the best rate across that category is 5.37%, leaving Aldermore 0.80% behind. You need at least £1,000 to open it, and the real catch is that there is no access until maturity, so only commit money you can genuinely leave untouched. Kent Reliance's 9 Month Fixed Rate Bond at 4.56% is worth a look if you want a close comparison.

Compare Fixed Rate Bonds