Aldermore 4 Year Fixed Rate Savings Account Review5.02% AER (Sep 2026)

Fixed Rate from Aldermore

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Protection

FSCS

Up to £120,000

Min balance

£1,000

Max balance

£1,000,000

Access

No access until maturity

Interest paid

Monthly/
Annually

Who Is This For

Learn more about Aldermore

New and existing savers
Savers happy with a £1,000,000 cap
Savers who can deposit at least £1,000
Savers who can lock money away for 4 Years

Additional Info

Deposits only within 14 days of opening. No withdrawals, transfers out, or closures before maturity (except in exceptional circumstances).

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Calculate your tax liability for this accountSee what you might pay on the interest from Aldermore's 4 Year Fixed Rate Savings Account.

Estimated returns with Aldermore's Fixed Rate

Want to know how much interest you will receive with Aldermore's 4 Year Fixed Rate Savings Account?

Estimated interest

£1,000 saved

£216

At 5.02% AER

£5,000 saved

£1,082

At 5.02% AER

£10,000 saved

£2,164

At 5.02% AER

£1,000,000 saved

£216,433

At 5.02% AER

Estimated over the 48-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Aldermore 4 Year Fixed Rate Savings Account

Aldermore's 4 Year Fixed Rate Savings Account pays 5.02% and suits savers who have a lump sum of at least £1,000 they are confident they won't need to touch for four years, since there is no access until maturity. Interest can be paid monthly or annually, which is a useful flexibility if you want a regular income from your savings. If you want to shop around at this term, thisbank's 4-Year Fixed Term Deposit is marginally ahead at 5.04%, so I would still check whether the difference is worth switching for.
Jonny Pease (Co-Founder)DepositScout