Market Harborough BS savings rates — compare every account, plus switch offers and guides

Who they are

Market Harborough Building Society is a UK building society headquartered in Market Harborough, Leicestershire, and has been operating since 1870. Owned by its members throughout that time , it is a genuine mutual - no shareholders, no stock market pressure. The society operates five branches and serves over 35,000 members , with branches and products promoted through Leicestershire and Northamptonshire, as well as online and by post. It sits firmly in the community-minded, smaller-society mould, and has picked up awards from Moneyfacts and others for its savings and notice account range.

All savings held with Market Harborough BS are FSCS-protected up to £120,000 per depositor - a higher protected limit than the standard £85,000 that applies to most banks, reflecting its building society status.

Savings accounts

The range here is genuinely broad. For those who want total flexibility, the Save & Support Easy Access account pays a variable rate and has a social twist - the society commits to donating a minimum of £5,000 per year to a charity of the year, based on average balances held. If you want tax-free saving, the Easy Access ISA and the 100 Day Notice ISA are both available as Cash ISAs, with the notice version requiring a £5,000 minimum. Families saving for children can use the Junior ISA, locked until the child turns 18, or the Kickstarter children's account from just £10.

The notice account ladder is one of the most detailed on the market, running from 30 days all the way up to 160 days. The 160 Day Notice Account requires a £25,000 minimum, while several mid-range notice accounts start from £5,000 or £10,000. There is also a PlanetSaver range of notice accounts for those who want to align their savings with environmental values.

For fixed-rate savers, multiple Fixed Term Bond options are available - including a monthly interest variant - all requiring a £5,000 minimum with no access until maturity. The standout rate at time of writing is the Fixed Term Regular Saver at 5.75%, locked until 30 June 2027, open from just £10 a month.

As always with variable accounts, rates can and do change. The live figures shown on this page are the most up-to-date available.

Is it right for you?

Market Harborough BS suits savers who like the mutual, community feel of a traditional building society but still want a proper breadth of products. The notice account range in particular is unusually wide, so if you can commit to giving notice before withdrawals, there are meaningful steps up in rate as you extend that notice period. The Fixed Term Regular Saver is worth a close look if you are building a savings habit and can lock money away until mid-2027.

The trade-off is that the easy access rates are modest, so if instant access is your priority, it is worth comparing the Save & Support and easy access ISA rates against the wider market before committing.

Use the live rate table on this page to check current figures before you decide.