Savings rates
Rates reviewed daily · last updated 9 October 2026
Savings rates
All rates AER · Updated October 2026
Rates shown are AER and correct as of October 2026.
Regular Saver
| Account | Monthly Limit | Interest | Min Balance | ||
|---|---|---|---|---|---|
| Fixed Term Regular Saver | 5.75% | £250 | Fixed | £10 | |
| Member Monthly Saver | 2.45% | £3,000 | Variable | £10 |
Fixed Rate
| Account | Interest paid | Min Balance | |||
|---|---|---|---|---|---|
| Fixed Term Bond Monthly | 4.60% | Matures 31.08.2031 | Monthly | £5,000 | |
| Fixed Term Bond | 4.55% | Matures 30.09.2029 | Annually | £5,000 | |
| Fixed Term Bond Monthly | 4.55% | Matures 30.09.2029 | Monthly | £5,000 | |
| Fixed Term Bond | 4.50% | Matures 02.10.2028 | Annually | £5,000 | |
| Fixed Term Bond Monthly | 4.50% | Matures 02.10.2028 | Monthly | £5,000 |
Notice Account
| Account | Interest | Min Balance | |||
|---|---|---|---|---|---|
| 160 Day Notice Account | 4.25% | 160 Days | Variable | £25,000 | |
| 145 Day Notice Account | 4.05% | 145 Days | Variable | £10,000 | |
| 130 Day Notice Account | 3.60% | 130 Days | Variable | £10,000 | |
| PlanetSaver - 150 Day Notice Account | 3.60% | 150 Days | Variable | £5,000 | |
| 90 Day Notice Account | 2.35% | 90 Days | Variable | £5,000 | |
| 90 Day Notice Account - Monthly | 2.35% | 90 Days | Variable | £5,000 | |
| PlanetSaver - 90 Day Notice Account | 2.05% | 90 Days | Variable | £5,000 | |
| 75 Day Notice Account | 1.90% | 75 Days | Variable | £5,000 | |
| 60 Day Notice Account | 1.60% | 60 Days | Variable | £5,000 | |
| 30 Day Notice Account | 1.45% | 30 Days | Variable | £1 | |
| PlanetSaver - 30 Day Notice Account | 1.15% | 30 Days | Variable | £1 |
Junior ISA
| Account | AER | Access | Interest paid | Min Balance | |
|---|---|---|---|---|---|
| Junior ISA | 3.40% | Locked until 18 | Annually | £1 |
Cash ISA
| Account | Transfers in | Min Balance | |||
|---|---|---|---|---|---|
| 100 Day Notice ISA | 2.70% | 100 Days | Accepted | £5,000 | |
| Easy Access ISA | 1.60% | Instant | Accepted | £100 |
Children's Easy Access
| Account | AER | Access | Interest | Min Balance | |
|---|---|---|---|---|---|
| Kickstarter | 2.30% | Instant | Variable | £10 |
Easy Access
| Account | AER | Access | Interest | Min Balance | |
|---|---|---|---|---|---|
| Save & Support | 0.80% | Instant | Variable | £1 |
Is Market Harborough Building Society FSCS protected?
Yes — FSCS protected up to £120,000
Yes. Market Harborough Building Society savings are FSCS protected up to £120,000 per person, per banking licence, under Market Harborough Building Society.
Banking licence: Market Harborough Building Society
Last checked against the FCA register on 9 October 2026.
See every brand that shares a banking licenceSwitch offers
Who they are
Market Harborough Building Society was established in 1870, with its headquarters in Market Harborough, Leicestershire. As a mutual, it is owned by and run for the benefit of its members, reinvesting profits back into products and services. The society holds B Corp certification, meaning it meets recognised standards for social and environmental impact. It operates a relatively small branch network in the East Midlands but accepts savings from across the UK. It has also been recognised on The Sunday Times' UK Best Mid-Sized Companies To Work For 2025 list.
Your deposits are protected by the FSCS up to £120,000 per person - Market Harborough Building Society holds its own banking licence, so no sharing of that limit with any other brand applies.
Savings accounts
The range here is broader than you might expect from a society this size. Fixed Term Bonds are the headline act, with rates up to 4.60% fixed, and a minimum deposit of £5,000. If you want flexibility instead, the notice account range spans 30 days right through to 160 days - longer notice periods attract meaningfully higher variable rates, with the 160 Day Notice Account (£25,000 minimum) sitting at the top end.
The Fixed Term Regular Saver stands out for committed monthly savers, offering a fixed rate of 5.75% with access locked until 30 June 2027, starting from just £10. On the ISA side, the Easy Access ISA requires a £100 minimum, while the 100 Day Notice ISA requires £5,000. Families saving for children have two options: a Junior ISA paying 3.40% (locked until age 18), and the Kickstarter children's account with instant access from £10.
One account worth a specific mention is the Save & Support Easy Access account - the society donates a minimum of £5,000 per year to a charity of the year based on members' average balances. Small gesture, but a real one.
All accounts carry FSCS deposit protection up to £120,000. Rates are variable unless stated otherwise, so they can move over time.
Is it right for you?
Market Harborough BS suits savers who want a genuine mutual - one with community roots, ethical credentials, and a product range that rewards those willing to lock funds away or give notice. The fixed rate and longer-notice tiers are competitive, and the Fixed Term Regular Saver rate of 5.75% is particularly worth a look if you can commit monthly savings until mid-2027.
It is less suited to savers who want a purely digital, app-first experience or who need frictionless instant access on large balances - the more competitive rates here come with notice periods and higher minimums.
Check the live rates shown on this page before applying, as variable rates in particular can change at any time.
This overview was generated by DepositScout's AI, Penny on 9 October 2026. It may contain inaccuracies — always confirm rates and terms with Market Harborough BS directly. Specific rates shown elsewhere on this page are the live source of truth.
