Fixed Rate

Market Harborough BS Fixed Term Bond Monthly Review

A five-year fixed rate bond from Market Harborough BS, running for 58 months, with a £5,000 minimum deposit. It ranks 28th of 40 five-year fixed rate bonds we track.

Fixed rate · 58 months

4.60%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

No limit

Access

At maturity only

Interest paid

Monthly

How It Stacks Up

Ranks 28th of 40

5-year fixed bonds we track

Below average
This account 4.60%
UK CPI (Aug 2026)
3.10%
Pays 1.50% more
Average 5-year fixed
4.79%
Pays 0.19% less
Best 5-year fixed
5.37%
Pays 0.77% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

A Good Fit For

  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: Your money is locked in for 58 months
  • Con: You need at least £5,000 to open it

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Estimated returns with Market Harborough BS' Fixed Rate

What you could earn with Market Harborough BS's Fixed Term Bond Monthly.

Estimated interest

£5,000 saved

£1,214

At 4.6% AER

£10,000 saved

£2,428

At 4.6% AER

£50,000 saved

£12,140

At 4.6% AER

Estimated over the 58-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Market Harborough BS Fixed Term Bond Monthly

Jan WatermannCo-Founder, DepositScout

This account pays 4.60% monthly on a minimum of £5,000, locked away until 31 August 2031, which is the main catch to weigh up before committing. That rate sits 0.77% below the fixed-rate market leader at 5.37%, and the position is below the market average, so you are not being rewarded especially well for tying your money up for this long. It does beat CPI inflation by 1.50% based on the August 2026 figure of 3.1%, which at least preserves real value. If you want a similar term with a better headline rate, Hampshire Trust Bank and thisbank both offer five-year fixes at 5.05%.

Compare Fixed Rate Bonds

2 alternatives to Market Harborough BS's Fixed Term Bond Monthly

Same type of account, closest on rate.

Common questions about the Fixed Term Bond Monthly

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