Cash ISA

Market Harborough BS Easy Access ISA Review

An instant access cash ISA from Market Harborough BS. It ranks 95th of 115 instant access cash ISAs we track.

Variable rate

1.60%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£20,000

Access

Instant

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 95th of 115

Instant access cash ISAs we track

Well below average
This account 1.60%
UK CPI (Aug 2026)
3.10%
Pays 1.50% less
Average instant access cash ISA
2.91%
Pays 1.31% less
Best instant access cash ISA
4.87%
Pays 3.27% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.75%

AER

  • Pays 3.15% more than this Market Harborough BS account
  • Includes a 1.15% bonus for 12 months, then 3.60%
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Market Harborough BS' Cash ISA

What you could earn with Market Harborough BS's Easy Access ISA.

Estimated interest

£1,000 saved

£16.00

At 1.6% AER

£5,000 saved

£80.00

At 1.6% AER

£10,000 saved

£160

At 1.6% AER

£20,000 saved

£320

At 1.6% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Market Harborough BS Easy Access ISA

Jan WatermannCo-Founder, DepositScout

Market Harborough BS's Easy Access ISA pays 1.6%, which is below the market average for Cash ISAs and sits 3.65% behind the category leader at 5.25%, so this is a hard rate to recommend on yield alone. It also falls 1.50% below CPI inflation of 3.1% (Aug 2026), meaning your money is losing real purchasing power. The £100 minimum is low and transfers in are accepted, which suits someone consolidating old ISAs, but the £20,000 cap limits it to a single tax year's allowance. I would look at alternatives like Monzo's Select Access Cash ISA at 3.15% before settling here.

Compare Cash ISAs

2 alternatives to Market Harborough BS's Easy Access ISA

Same type of account, closest on rate.

Common questions about the Easy Access ISA

D

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Easy Access rate just dropped

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Example Easy Access Saver Rate Down
4.20% AER
4.75%
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