Fixed Rate

Market Harborough BS Fixed Term Bond Review

A two-year fixed rate bond from Market Harborough BS, running for 23 months, with a £5,000 minimum deposit. It ranks 42nd of 69 two-year fixed rate bonds we track.

Fixed rate · 23 months

4.50%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

No limit

Access

At maturity only

Interest paid

Annually

How It Stacks Up

Ranks 42nd of 69

2-year fixed bonds we track

Below average
This account 4.50%
UK CPI (Aug 2026)
3.10%
Pays 1.40% more
Average 2-year fixed
4.65%
Pays 0.15% less
Best 2-year fixed
5.20%
Pays 0.70% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

Worth Weighing Up

  • Con: Your money is locked in for 23 months
  • Con: You need at least £5,000 to open it

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Estimated returns with Market Harborough BS' Fixed Rate

What you could earn with Market Harborough BS's Fixed Term Bond.

Estimated interest

£5,000 saved

£440

At 4.5% AER

£10,000 saved

£880

At 4.5% AER

£50,000 saved

£4,401

At 4.5% AER

Estimated over the 23-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Market Harborough BS Fixed Term Bond

Jonny PeaseCo-Founder, DepositScout

Market Harborough BS is offering 4.5% on this fixed bond, which matures on 02.10.2028, so your money is locked away until then with no access. At 0.87% below the fixed-rate market leader's 5.37%, it sits below the market average, and I would at least compare it against Shawbrook's 2 Year Fixed Rate Bond at 4.96% before committing. That said, 4.5% does beat August 2026 CPI of 3.1% by 1.40%, and you need a minimum of £5,000 to open.

Compare Fixed Rate Bonds

2 alternatives to Market Harborough BS's Fixed Term Bond

Same type of account, closest on rate.

Common questions about the Fixed Term Bond

D

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