Savings rates
Rates reviewed daily · last updated 5 October 2026
Savings rates
All rates AER · Updated October 2026
Rates shown are AER and correct as of October 2026.
Regular Saver
| Account | AER | Monthly Limit | Interest | Min Balance | |
|---|---|---|---|---|---|
| 1 Year Fixed Rate Regular Saver | 5.00% | £300 | Fixed | £10 | |
| House Deposit Savings Account | 3.25% | £1,000 | Variable | £10 |
Fixed Rate
| Account | AER | Term | Interest paid | Min Balance | |
|---|---|---|---|---|---|
| 2 Year Fixed Rate Bond | 4.40% | 2 Years | Annually or Monthly | £1,000 | |
| 3 Year Fixed Rate Bond | 4.40% | 3 Years | Annually or Monthly | £1,000 | |
| 1 Year Fixed Rate Bond | 4.35% | 1 Year | Annually or Monthly | £1,000 |
Cash ISA
| Account | AER | Access | Transfers in | Min Balance | |
|---|---|---|---|---|---|
| 2 Year Fixed Rate ISA | 4.40% | 2 Years | Accepted | £1,000 | |
| 3 Year Fixed Rate ISA | 4.40% | 3 Years | Accepted | £1,000 | |
| 1 Year Fixed Rate ISA | 4.35% | 1 Year | Accepted | £1,000 | |
| Single Access ISA | 3.75% | 1 withdrawal/year | Accepted | £100 | |
| Double Access ISA | 3.65% | 2 withdrawals/year | Accepted | £100 | |
| Stepping Stone ISA (18-24 year olds) | 2.60% | Instant | Accepted | £10 | |
| Additional Permitted Subscription ISA | 1.60% | Instant | Accepted | £10 | |
| Everyday ISA | 1.60% | Instant | Accepted | £10 |
Notice Account
| Account | AER | Notice period | Interest | Min Balance | |
|---|---|---|---|---|---|
| 180 Day Notice Account | 3.80% | 180 Days | Variable | £1,000 | |
| 120 Day Notice Account | 3.65% | 120 Days | Variable | £1,000 |
Easy Access
| Account | AER | Access | Interest | Min Balance | |
|---|---|---|---|---|---|
| Single Access Saver | 3.60% | 1 withdrawal/year | Variable | £100 | |
| Triple Access Saver | 3.35% | 3 withdrawals/year | Variable | £100 | |
| Everyday Saver | 1.60% | Instant | Variable | £10 |
Junior ISA
| Account | AER | Access | Interest paid | Min Balance | |
|---|---|---|---|---|---|
| Junior ISA (JISA) | 3.50% | Locked until 18 | Annually | £10 |
Is Suffolk Building Society FSCS protected?
Yes — FSCS protected up to £120,000
Yes. Suffolk Building Society savings are FSCS protected up to £120,000 per person, per banking licence, under Suffolk Building Society.
Banking licence: Suffolk Building Society
Last checked against the FCA register on 5 October 2026.
See every brand that shares a banking licenceSwitch offers
Who they are
Suffolk Building Society traces its roots back to 1849 , making it one of the oldest financial mutuals still operating in the UK. That puts it among the fourth-oldest building societies in existence today. The society changed its name from Ipswich Building Society to Suffolk Building Society in November 2021 to reflect the wider community it serves across the county. It is a mutual organisation - not beholden to shareholders - and reinvests profits back into local initiatives. It has over 60,000 members, around 170 employees, and branches across Suffolk.
Suffolk Building Society holds its own banking licence under FCA firm reference number 104875, and is authorised by the FCA. Your eligible deposits are protected up to £120,000 per person by the FSCS.
Savings accounts
Suffolk Building Society offers a wide range of savings products, so there is something for most types of saver. Fixed rate bonds run from one to three years, with a minimum deposit of £1,000. If you want tax-free savings, the fixed rate ISA range mirrors those terms. Notice accounts - at 120 and 180 days - give a middle ground between easy access and locking your money away entirely.
For flexible savers, there are limited-access easy access accounts where restricting the number of withdrawals you make each year earns you a better rate. The Regular Saver is worth a look too - it starts from just £10 and carries a conditional bonus on top of the base rate if you keep up monthly deposits and stay within the withdrawal limit.
Families are well catered for: there is a Junior ISA locked until age 18, children's savings accounts from £1, and a Stepping Stone ISA aimed at 18 to 24 year olds. All accounts shown on this page carry FSCS deposit protection up to £120,000 per person.
Rates change, so the live figures shown on this page are always the most accurate guide to what Suffolk Building Society is currently paying.
Is it right for you?
Suffolk Building Society suits savers who want a genuine, long-established mutual rather than a big high-street bank. The branch network across Suffolk means face-to-face service is genuinely available, which not every online-only provider can offer. The range of products is broad enough to cover short-term flexibility, medium-term notice accounts, tax-free ISAs, and long-term fixed bonds in one place.
There are no switch bonuses in play at the moment, so the case for saving here rests firmly on the rates and the values of the society itself. Compare the live rates on this page to make sure the accounts that interest you remain competitive before you apply.
This overview was generated by DepositScout's AI, Penny on 5 October 2026. It may contain inaccuracies — always confirm rates and terms with Suffolk Building Society directly. Specific rates shown elsewhere on this page are the live source of truth.
