What interest rate does the Suffolk Building Society 120 Day Notice Account pay?

The Suffolk Building Society 120 Day Notice Account pays 3.65% AER variable. Up to 3.80% on some tiers.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £365 at 3.65% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £500,000.

Can I withdraw my money?

Yes, but you need to give 120 days' notice before the money is paid out.

When is interest paid?

Interest is paid annually or monthly.

Who can open this account?

You can open it in branch or by post.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 3.65% AER it ranks 47th of 95 notice accounts we track. The best pays 4.40% and the average is 3.46%.

Dashboard

Notice Account

Suffolk Building Society 120 Day Notice Account Review

A competitive notice account from Suffolk Building Society, needing 120 days' notice, with a £1,000 minimum deposit. It ranks 47th of 95 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 120 days' notice

3.65%AER

Up to 3.80% on some tiers

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

120 Days

Interest paid

Annually or Monthly

Rate Tiers

£1,000 – £149,999

3.65%AER

£150,000 – £500,000

3.80%AER

How It Stacks Up

Ranks 47th of 95

Notice accounts we track

Above average

This account 3.65%

UK CPI (Aug 2026): 3.10%; Pays 0.55% more
Average notice account: 3.46%; Pays 0.19% more
Best notice account: 4.40%; Pays 0.75% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 120 days' notice to withdraw
Con: The rate is variable, so it can go down
Con: You need at least £1,000 to open it

Good to Know

Also available to open and manage online.

Please verify all details with the provider – see our Disclaimer

See all Suffolk Building Society accounts

Estimated returns with Suffolk Building Society's Notice Account

What you could earn with Suffolk Building Society's 120 Day Notice Account.

Estimated interest

£1,000 saved

£36.50

At 3.65% AER

£5,000 saved

£182

At 3.65% AER

£10,000 saved

£365

At 3.65% AER

£500,000 saved

£19,000

At 3.8% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Suffolk Building Society 120 Day Notice Account

Jonny PeaseCo-Founder, DepositScout

Suffolk Building Society's 120 Day Notice Account pays 3.65% on balances between £1,000 and £149,999, rising to 3.80% if you hold £150,000 or more. That headline rate sits 0.75% below the notice account market leader at 4.40%, and the position is below the market average, so there are better-paying options around. It does beat August 2026 CPI of 3.1% by 0.55%, which is something. The real catch is the 120-day notice period, which is on the longer side compared with alternatives like Moneybox's 90 Day Notice at 4.00%.

Compare Notice Accounts

2 alternatives to Suffolk Building Society's 120 Day Notice Account3 alternatives to Suffolk Building Society's 120 Day Notice Account

Same type of account, closest on rate.

Common questions about the 120 Day Notice Account

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