What interest rate does the Suffolk Building Society 180 Day Notice Account pay?

The Suffolk Building Society 180 Day Notice Account pays 3.80% AER variable. Up to 3.95% on some tiers.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £380 at 3.80% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £500,000.

Can I withdraw my money?

Yes, but you need to give 180 days' notice before the money is paid out.

When is interest paid?

Interest is paid annually or monthly.

Who can open this account?

You can open it in branch or by post.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 3.80% AER it ranks 43rd of 95 notice accounts we track. The best pays 4.40% and the average is 3.46%.

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Notice Account

Suffolk Building Society 180 Day Notice Account Review

A competitive notice account from Suffolk Building Society, needing 180 days' notice, with a £1,000 minimum deposit. It ranks 43rd of 95 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 180 days' notice

3.80%AER

Up to 3.95% on some tiers

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

180 Days

Interest paid

Annually or Monthly

Rate Tiers

£1,000 – £149,999

3.80%AER

£150,000 – £500,000

3.95%AER

How It Stacks Up

Ranks 43rd of 95

Notice accounts we track

Above average

This account 3.80%

UK CPI (Aug 2026): 3.10%; Pays 0.70% more
Average notice account: 3.46%; Pays 0.34% more
Best notice account: 4.40%; Pays 0.60% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 180 days' notice to withdraw
Con: The rate is variable, so it can go down
Con: You need at least £1,000 to open it

Good to Know

Also available to open and manage online.

Please verify all details with the provider – see our Disclaimer

See all Suffolk Building Society accounts

Estimated returns with Suffolk Building Society's Notice Account

What you could earn with Suffolk Building Society's 180 Day Notice Account.

Estimated interest

£1,000 saved

£38.00

At 3.8% AER

£5,000 saved

£190

At 3.8% AER

£10,000 saved

£380

At 3.8% AER

£500,000 saved

£19,750

At 3.95% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Suffolk Building Society 180 Day Notice Account

Jan WatermannCo-Founder, DepositScout

Suffolk Building Society's 180 Day Notice Account pays 3.80% on balances between £1,000 and £149,999, rising to 3.95% if you hold £150,000 or more. That sits 0.60% below the notice market leader at 4.40%, and the position is below the market average, so this is not a rate I would lead with. It does beat August 2026 CPI of 3.1% by 0.70%, which is something. The real catch is the 180-day notice period, which is a long wait if you need your money back.

Compare Notice Accounts

2 alternatives to Suffolk Building Society's 180 Day Notice Account3 alternatives to Suffolk Building Society's 180 Day Notice Account

Same type of account, closest on rate.

Common questions about the 180 Day Notice Account

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