How you earn
1 Revpoint per £4 card spend.
- 700 points = £5.
- 0.25 RevPoints per £1.
- Higher RevPoints earn than Standard/Plus.
- RevPoints are worth roughly 0.71p each as a cash equivalent.
Higher savings rates.
Points
0.25 pts/
£1
RevPoints · ≈0.18% value
Annual fee
£95.88
£7.99 per month
Spending abroad
Free
No foreign transaction fees
Lounge access
Not included
1 Revpoint per £4 card spend.
Higher savings rates.
£400/month fee-free ATM.
Paid plan subscription.
Revolut Premium is a paid plan at £7.99 per month, so it suits people who already want Revolut's broader features and will use the card heavily enough to justify that cost. On rewards, it earns 0.25 RevPoints per £1, which we measure as 0.56% behind the typical reward card, so I would not choose it primarily for points accumulation. Abroad, it uses Revolut's own variable rate rather than an interbank rate, landing about 0.3% off the real exchange rate, which puts it behind the best cards for overseas spending. The £400 per month fee-free ATM limit is worth noting if you regularly withdraw cash.
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