How you earn
1 Revpoint per £10 card spend.
- 700 points = £5 redemption benchmark.
- 0.1 RevPoints per £1.
- RevPoints are worth roughly 0.71p each as a cash equivalent.
Points
0.1 pts/
£1
RevPoints · ≈0.07% value
Annual fee
£47.88
£3.99 per month
Spending abroad
Free
No foreign transaction fees
Lounge access
Not included
1 Revpoint per £10 card spend.
Spends at Revolut's own variable exchange rate. Fee-free on weekdays up to £3,000/month exchanged, then a 0.5% fair-usage fee. 0.5% markup on weekend FX. Plus also includes a 20% discount on international transfer fees.
Paid plan subscription.
Revolut Plus suits people who want a fee-free travel card and some light rewards, though the earn rate of 0.1 RevPoints per £1 is 0.67% behind the typical reward card, so I would not choose it for cashback. The £3.99 monthly fee is the real catch, and abroad you get Revolut's own variable rate, which sits about 0.3% off the real exchange rate and includes a 0.5% weekend markup. If you want more points, Revolut Premium earns 0.25 RevPoints per £1.
Has Trading 212 Built a Better Card Than Revolut?
Similar cards from the same category.
DepositScout Alerts
2 minutes ago
A top provider just cut their rate. Here's what you need to know about the latest market shift.
Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.