Easy Access

Nationwide 1 Year Triple Access Saver Review

A competitive easy access account from Nationwide. It ranks 72nd of 152 easy access accounts we track.

Variable rate

3.30%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£0

Max balance

No limit

Access

Max 3 withdrawals/year

Interest paid

Annually

Nationwide is also paying £175 to switch your current account.

See the switch offer

Rate Tiers

3 or fewer withdrawals

3.30%AER

Headline rate applies when no more than 3 withdrawals are made in the 12-month term

4 or more withdrawals

1.05%AER

Lower rate applies for the rest of the term from the 4th withdrawal onwards

How It Stacks Up

Ranks 72nd of 152

Easy access accounts we track

Above average
This account 3.30%
UK CPI (Aug 2026)
3.10%
Pays 0.20% more
Average easy access
2.83%
Pays 0.47% more
Best easy access
5.00%
Pays 1.70% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare easy access

Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

Good to Know

Funds must be deposited within 28 days of opening.

Please verify all details with the provider – see our Disclaimer

See all Nationwide accounts

Estimated returns with Nationwide's Easy Access

What you could earn with Nationwide's 1 Year Triple Access Saver.

Estimated interest

£1,000 saved

£33.00

At 3.3% AER

£5,000 saved

£165

At 3.3% AER

£10,000 saved

£330

At 3.3% AER

£50,000 saved

£1,650

At 3.3% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Nationwide 1 Year Triple Access Saver

Jonny PeaseCo-Founder, DepositScout

The Nationwide 1 Year Triple Access Saver pays 3.30%, which is below the market average for easy access accounts and 1.70% behind the category leader at 5.00%. The real catch is the withdrawal limit: a fourth withdrawal in the 12-month term triggers a significantly lower variable rate of just 1.05% for the remainder, so this only works if you are confident you will not need regular access. At 3.30% it does beat August 2026 CPI of 3.1% by 0.20%, but if you want easy access without that withdrawal risk, Tandem Bank's Instant Access Saver is currently paying 3.40% with no such restriction.

2 alternatives to Nationwide's 1 Year Triple Access Saver

Same type of account, closest on rate.

Common questions about the 1 Year Triple Access Saver

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
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