Kent Reliance Branch Easy Access Saver Review

A competitive easy access account from Kent Reliance, with a £1,000 minimum deposit. It ranks 77th of 152 easy access accounts we track.

Variable rate

3.20%AER

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£1,000,000

Access

Easy access

Interest paid

Monthly/Annually

Rate Tiers

£1–£999

0.10%AER

£1,000+

3.20%AER

How It Stacks Up

Ranks 77th of 152

Easy access accounts we track

Above average
This account 3.20%
UK CPI (Aug 2026)
3.10%
Pays 0.10% more
Average easy access
2.83%
Pays 0.37% more
Best easy access
5.00%
Pays 1.80% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 1.35% more than this Kent Reliance account
  • Instant access, open with £10

We may earn a commission if you open this account.

A Good Fit For

  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £1,000 to open it

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See all Kent Reliance accounts

Estimated returns with Kent Reliance's Easy Access

What you could earn with Kent Reliance's Branch Easy Access Saver.

Estimated interest

£1,000 saved

£1.00

At 0.1% AER

£5,000 saved

£5.00

At 0.1% AER

£10,000 saved

£10.00

At 0.1% AER

£1,000,000 saved

£1,000

At 0.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Kent Reliance Branch Easy Access Saver

Jonny PeaseCo-Founder, DepositScout

Kent Reliance's Branch Easy Access Saver pays 3.20% AER, but only if you keep at least £1,000 in the account - drop below that and the rate falls to 0.10% AER. At 3.20%, it sits below the easy access market average and 1.80% behind the category leader at 5.00%, so this is not a rate I would hold up as competitive. It just about beats CPI inflation of 3.1% (Aug 2026) by 0.10%, which is something, but savers who can use an online account would do better looking at alternatives such as Spring Easy Saver at 3.82%.

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2 alternatives to Kent Reliance's Branch Easy Access Saver

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Common questions about the Branch Easy Access Saver

D

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2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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