Spring Easy Saver Review

A competitive easy access account from Spring. It ranks 40th of 147 easy access accounts we track.

Variable rate

3.82%AER

Protection

FSCS£120,000

Min balance

£10

Max balance

£500,000

Access

Instant

Interest paid

Monthly

How It Stacks Up

Ranks 40th of 147

Easy access accounts we track

Above average
This account 3.82%
UK CPI (Aug 2026)
3.10%
Pays 0.72% more
Average easy access
2.82%
Pays 1.00% more
Best easy access
5.00%
Pays 1.18% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.73% more than this Spring account
  • Instant access, open with £10

We may earn a commission if you open this account.

A Good Fit For

  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

The minimum balance for this account is £10. You have 28 days from the day Spring tell you your account is open to make sure you’ve made your opening deposit. If not, your account will be closed and you’ll need to complete a new application.

Please verify all details with the provider – see our Disclaimer

See all Spring accounts

Estimated returns with Spring's Easy Access

What you could earn with Spring's Easy Saver.

Estimated interest

£1,000 saved

£38.20

At 3.82% AER

£5,000 saved

£191

At 3.82% AER

£10,000 saved

£382

At 3.82% AER

£500,000 saved

£19,100

At 3.82% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Spring Easy Saver

Jonny PeaseCo-Founder, DepositScout

Spring's Easy Saver pays 3.82%, which is below the easy access market average and 1.18% behind the category leader at 5.00%, so this is not a rate I would lead with. It does at least beat August 2026 CPI of 3.1% by 0.72%, meaning your money grows in real terms, but savers who shop around can do better without giving up instant access. The low £10 minimum makes it accessible, though alternatives like Virgin Money's Double Take E-Saver at 4.16% are worth a look before committing here.

2 alternatives to Spring's Easy Saver

Same type of account, closest on rate.

Common questions about the Easy Saver

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

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