Yorkshire Building Society savings rates — compare every account, plus switch offers and guides

Who they are

Yorkshire Building Society is the third largest building society in the UK, headquartered in Bradford, West Yorkshire. Its roots go back to 1864, when it began life as the Huddersfield Equitable Permanent Benefit Building Society. Over the following century and a half it grew steadily through a series of mergers, absorbing Chelsea Building Society in 2010 and expanding to a combined network of over 178 branches, before merging with Norwich and Peterborough Building Society in 2011.

As a mutual, Yorkshire Building Society is owned by its members rather than shareholders, which means there are no outside investors to answer to - the focus stays on the people who save and borrow with them. Today the group serves over 3 million members and operates approximately 230 branches and agencies across the country alongside digital services.

Savings accounts

We do not currently have any specific Yorkshire Building Society savings products in our database. That does not reflect their range - it simply means the rates are not yet in our system. Yorkshire Building Society offers a broad spread of savings options, typically including easy access accounts, fixed-rate bonds, cash ISAs, and regular savings accounts, so it is worth checking their current deals directly.

FSCS protection - what to watch

Yorkshire Building Society is FSCS protected. Eligible deposits are covered up to a total of £120,000, and that limit applies across all of their brands combined. This is an important detail. The limit is applied to the total of any deposits you hold across Yorkshire Building Society, Chelsea Building Society, and Norwich and Peterborough Building Society. So if you save with more than one of those brands, your combined balance - not each account separately - counts toward the single £120,000 ceiling. For a joint account held by two eligible depositors, the maximum protected is £240,000 - £120,000 each.

Is it right for you?

Yorkshire Building Society suits savers who want a well-established mutual with a genuine high-street presence and a long track record. The member-owned structure means profits are not being paid out to shareholders, which can translate into competitive rates. That said, if you already save with Chelsea Building Society or Norwich and Peterborough, keep the shared FSCS limit in mind when deciding how much to hold across those brands in total.

Because rates change regularly, the live figures shown on this page are the most reliable guide to what Yorkshire Building Society is offering right now - it is always worth comparing them against the rest of the market before you commit.