Triodos Bank savings rates — compare every account, plus switch offers and guides

Who they are

Triodos Bank is a Dutch-founded ethical bank, established in 1980 , with a UK presence that now stretches back three decades. In 1995 Triodos acquired the Sussex-based ethical bank Mercury Provident and relocated to Bristol, marking the creation of Triodos Bank UK. From those origins it has grown to offer a current account, mobile banking, impact investments, and specialist business banking, employing over 300 people across Bristol, London and Scotland.

What sets Triodos apart is its lending philosophy. The bank only lends to businesses and charities that it judges to be of social or ecological benefit. It publishes every organisation it finances on its website, so customers can see how their money drives change. Over its 30 years in the UK it has delivered a total of £2.5 billion in lending to projects generating social and environmental impact. It has been named Best Ethical Financial Provider at the British Bank Awards for four consecutive years, and received a King's Award for Enterprise in Sustainable Development.

Savings accounts

DepositScout does not currently hold live savings rate data for Triodos Bank. The rates on offer do change over time, so use the live comparison on this page to see what Triodos is paying right now and how it stacks up against other providers.

What we can say is that while customers earn interest on their savings, Triodos uses the money deposited to finance projects that make a positive and lasting impact - so your cash is doing something beyond sitting in a pot. The bank offers easy access savings, fixed rate accounts and cash ISAs, all falling under UK FSCS protection.

Protection and regulation

The FSCS is a UK body that gives automatic protection up to £120,000 if your bank goes out of business, and eligible deposits with Triodos Bank UK are protected up to that total. Eligible deposits include money in current and savings accounts, as well as cash ISAs. Note that FSCS protection does not apply to Triodos Crowdfunding holdings or investment products. Triodos Bank UK Ltd operates under its own UK banking licence and is authorised by the PRA and regulated by the FCA - separate from the Dutch parent entity.

Is it right for you?

Triodos is a strong fit if where your money goes matters as much as the rate it earns. It consistently scores well for transparency and ethics, but it is a smaller bank and its savings rates are not always at the top of the market. If you are primarily chasing the best return, it is worth comparing it head-to-head with other providers.

Check the live rates shown on this page for an up-to-date picture of exactly where Triodos stands today.