Tipton & Coseley Building Society savings rates — compare every account, plus switch offers and guides

Who they are

Tipton & Coseley Building Society is a British building society headquartered in Tipton, West Midlands, established in 1901. Known locally as "The Tipton", it has been a fixture of the Black Country community for well over a century - a genuinely mutual organisation that answers to its members rather than shareholders. It has five branches located in Tipton, Coseley, Codsall, Bilston and Sedgley.

It is a small but growing society. In 2025, total assets stood at around £632 million, making it the 25th largest building society in the UK, with approximately 37,005 members.

Your savings are protected up to £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This higher-than-standard limit applies because the Tipton holds its own separate banking licence.

Savings accounts

The Tipton has built a reputation for straightforward savings products, including regular savers and ISAs. It was the first building society to offer new and existing customers the ability to open, view and manage savings accounts via a mobile app. That app remains a key part of how members manage their money day to day, alongside the option to save in branch or by post.

At the time of writing, DepositScout does not have any live product data loaded for Tipton & Coseley. Specific rates change regularly, so the live figures shown on this page are always your most reliable guide.

Is it right for you?

The Tipton suits savers who value a community-focused, mutual institution with a genuine branch network in the West Midlands, but who also want the convenience of a modern app. It is a smaller society, so its range of products is more focused than a high-street bank's - but that can mean a more personal service. Member reviews frequently highlight the personal touch and competitive rates at the time they opened accounts.

Check the live rates on this page to see what the Tipton is currently offering, and compare them against the wider market before you decide.