Scottish Building Society savings rates — compare every account, plus switch offers and guides

Who they are

Scottish Building Society is based in Edinburgh and holds a remarkable distinction: it is the oldest remaining building society in the world, and the only independent building society headquartered in Scotland. It was established in 1848 as the Edinburgh Friendly Property Investment Company, taking its current name in 1929.

Being member-owned was one of its founding principles, and that remains true today - the society is still owned by and run for its members. Its focus is on serving local communities, which is why it offers savings accounts and mortgages primarily to members resident in Scotland. It is a long way from a faceless high-street bank, and that ethos shows in how it operates.

Savings accounts

Our data does not currently show any Scottish Building Society savings products listed on DepositScout. That does not mean none exist - the society does offer savings accounts - but we are not able to show you live rates here right now. Check back soon, as we update our data regularly and will list their products as soon as they are available for comparison.

Is it right for you?

Scottish Building Society suits savers who value a mutual, community-rooted institution with genuine roots in Scotland. As a building society, deposits are protected up to £120,000 per person by the Financial Services Compensation Scheme (FSCS). Scottish Building Society holds its own banking licence, so this protection sits separately from any other bank or building society you save with - worth keeping in mind if you hold larger sums across multiple providers.

The society also actively contributes to community initiatives through the Scottish Building Society Foundation, supporting charitable causes across Scotland - so your savings stay close to home in more ways than one.

The live rates and products shown on this page are the best place to compare what Scottish Building Society is offering right now, so do check back for the latest figures before you decide.