Rova savings rates — compare every account, plus switch offers and guides

Who they are

Rova is the trading name and registered trademark of FCMB Bank (UK) Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is a cross-border, multi-currency digital banking platform offering current account and savings products, remittance, and international banking services. The bank is particularly aimed at people who manage money across borders - those with ties to both the UK and Nigeria, or anyone who needs to hold and move funds in more than one currency from a single app.

Savings accounts

Rova offers Savings Vaults - dedicated pots you can name for specific goals, such as a new home, holiday, or rainy day fund, with the option to automate your saving. Savings Vaults are now standalone, meaning you can open one without needing a current account. A smart rollover feature also lets UK customers pre-select a new savings product so their funds move automatically when a vault matures, meaning no lost days of interest.

Unfortunately, DepositScout does not currently hold live rate data for Rova's savings products. Rates do change over time, so use the live figures shown on this page for the most up-to-date picture.

Is it right for you?

GBP accounts are covered by the Financial Services Compensation Scheme (FSCS), which is the standard UK deposit protection safety net. Because Rova sits under the FCMB Bank (UK) Limited licence, any other brands sharing that licence would count toward the same FSCS limit - worth checking if you bank with FCMB directly as well.

Rova is a niche choice rather than an everyday high-street alternative. It suits savers who want multi-currency convenience alongside their GBP saving, and who are comfortable with a fully app-based experience. If you just want the sharpest UK savings rate and nothing more, it is worth comparing what else is available.

Check the live rates shown on this page before making any decision - that is always the most reliable place to start.