Newbury Building Society savings rates — compare every account, plus switch offers and guides

Who they are

Newbury Building Society was founded in 1856 and today serves over 76,000 members through ten branches across Berkshire, Hampshire, and Oxfordshire. As a mutual, it is owned by its members rather than shareholders, which means profits are reinvested to improve services, products, and community support - not paid out as dividends. It is a relatively small, regional society, and that local character is central to how it operates.

In 2025 the society won Trusted Quality Provider at the UK Customer Satisfaction Awards, beating companies including John Lewis and BT. It also picked up the Treating Customers Fairly Award at the British Bank Awards 2024. Reviews from branch customers are generally warm, with people particularly valuing the human service and the ability to speak to someone directly. That said, some customers have found the online service and app less reliable, so it is worth bearing that in mind if you prefer to manage everything digitally.

Savings accounts

We do not currently have live savings rate data for Newbury Building Society in our system. Their savings range typically includes easy access, notice, fixed-term, and cash ISA accounts, and they also offer an Existing Members account for those who have held a mortgage or savings product for a year or more. For the most up-to-date rates and account details, check the live figures shown on this page or visit Newbury directly.

Safety and FSCS protection

Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It holds its own banking licence, meaning eligible deposits are protected up to £120,000 per person under the FSCS - it does not share that limit with any other brand, so your full protection sits with Newbury alone. The FSCS limit rose from £85,000 on 1 December 2025.

Is it right for you?

Newbury Building Society suits savers who value branch access, face-to-face service, and a genuinely local mutual ethos over slick digital features. They offer free 30-minute savings reviews with their experts, available in branch, over the phone, or online - a nice touch if you want a bit of guidance rather than just a rate comparison. If you are based outside Berkshire, Hampshire, or Oxfordshire, or if seamless online banking is a priority, it may be worth weighing that up carefully.

As always, rates change regularly - check the live figures on this page to see exactly what Newbury is offering right now before you decide.