Market Harborough BS Junior Fixed Term Regular Saver Review

One of the best-paying children's savings accounts, from Market Harborough BS. It ranks 2nd of 78 children's savings accounts we track.

Fixed rate

5.75%AER

Account type
Regular saver
Minimum age
From birth
Maximum age
16

Protection

FSCS£120,000

Min balance

£10

Max balance

No limit

Access

At maturity only

Interest paid

Annually

How It Stacks Up

Ranks 2nd of 78

Children's savings accounts we track

Among the best
This account 5.75%
UK CPI (Aug 2026)
3.10%
Pays 2.65% more
Average children's savings
3.02%
Pays 2.73% more
Best children's savings
6.00%
Pays 0.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 13 months

Good to Know

For a beneficiary who is a permanent UK resident and will still be under 18 at maturity; opened and run by an adult as trustee. Open in a Leicestershire/Northamptonshire branch, then manage online or in branch. Open to new and existing members. Max two accounts per child, £250 a month into each. At maturity it moves to the society's current easy access account.

Please verify all details with the provider – see our Disclaimer

See all Market Harborough BS accounts

Estimated returns with Market Harborough BS' Children's Savings

What you could earn with Market Harborough BS's Junior Fixed Term Regular Saver.

Estimated interest

£1,000 saved

£62.44

At 5.75% AER

£5,000 saved

£312

At 5.75% AER

£10,000 saved

£624

At 5.75% AER

£50,000 saved

£3,122

At 5.75% AER

Estimated over the 13-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

2 alternatives to Market Harborough BS's Junior Fixed Term Regular Saver

Same type of account, closest on rate.

Common questions about the Junior Fixed Term Regular Saver

D

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