Ghana International Bank savings rates — compare every account, plus switch offers and guides

Who they are

Ghana International Bank (GHIB) traces its roots to 1959, when Ghana Commercial Bank set up a branch in the City of London to finance international trade and serve as a channel for funds flowing to and from Ghana. The current incorporated entity was established in 1998 to carry on that mission.

Authorised and regulated by the Prudential Regulation Authority and Financial Conduct Authority, the bank is owned by a consortium of major Ghanaian financial institutions, with the Central Bank of Ghana serving as majority shareholder. It is headquartered at Cheapside in the heart of the City of London.

Today GHIB focuses on six key areas: treasury and global markets, trade finance, corporate and institutional banking, retail and small business banking, correspondent banking, and payment solutions. Its primary purpose is bridging African economies - particularly Ghana and West Africa - with global financial markets, rather than competing head-to-head with high-street banks for everyday UK retail savers.

Savings accounts

Our data does not currently show any retail savings products - such as easy access accounts, fixed-rate bonds, or ISAs - listed for Ghana International Bank. This is consistent with the bank's focus on trade finance and corporate clients rather than the consumer savings market.

If that changes, the live rates on this page will be the first place to see them.

Is it right for you?

For most UK savers comparing rates, Ghana International Bank is unlikely to be a direct match - its strengths lie in business and trade finance rather than consumer deposits. That said, the bank does protect deposits through the UK's Financial Services Compensation Scheme (FSCS), covering eligible deposits up to £120,000 per depositor, and participates by making regular contributions into the scheme. So should it ever offer retail savings products, your money would carry the same standard UK protection as any other FSCS-covered bank.

As always, check the live rates shown on this page for the most up-to-date picture of what Ghana International Bank is currently offering savers.