Earl Shilton Building Society Triple Access Cash ISA Review

One of the best-paying instant access cash ISAs, from Earl Shilton Building Society. It ranks 20th of 132 instant access cash ISAs we track.

Variable rate

4.10%AER

Protection

FSCS£120,000

Min balance

£10

Max balance

No limit

Access

3 withdrawals/year

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 20th of 132

Instant access cash ISAs we track

Among the best
This account 4.10%
UK CPI (Aug 2026)
3.10%
Pays 1.00% more
Average instant access cash ISA
2.93%
Pays 1.17% more
Best instant access cash ISA
4.87%
Pays 0.77% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.80%

AER

  • Pays 0.70% more than this Earl Shilton Building Society account
  • Includes a 1.20% bonus for 12 months, then 3.60%
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Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Earl Shilton Building Society's Cash ISA

What you could earn with Earl Shilton Building Society's Triple Access Cash ISA.

Estimated interest

£1,000 saved

£41.00

At 4.1% AER

£5,000 saved

£205

At 4.1% AER

£10,000 saved

£410

At 4.1% AER

£50,000 saved

£2,050

At 4.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Earl Shilton Building Society Triple Access Cash ISA

Jonny PeaseCo-Founder, DepositScout

Earl Shilton Building Society's Triple Access Cash ISA pays 4.1%, which sits below the Cash ISA market average and 1.15% behind the category leader at 5.25%, so I would not call this a standout rate. It does at least beat August 2026 CPI inflation of 3.1% by 1.00%, so your money is growing in real terms. The key restriction is that you are limited to three withdrawals per year, which makes it less flexible than a true easy-access ISA. If you want something closer to this rate with fewer strings, Cynergy Bank's Online ISA is currently at 4.15% and worth a look.

Compare Cash ISAs

2 alternatives to Earl Shilton Building Society's Triple Access Cash ISA

Same type of account, closest on rate.

Common questions about the Triple Access Cash ISA

D

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