Headline rate
4.06%AER variable
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
£250,000
Access
Instant
Interest paid
Annually
Transfers in
Accepted
Withdrawals made before 1pm on a working day will be paid the same day. For anything after 1pm this will be paid the next working day.
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See all Hampshire Trust Bank accountsWant to know how much interest you will receive with Hampshire Trust Bank's Easy Access Online ISA?
Estimated interest
£1,000 saved
£40.60
At 4.06% AER
£5,000 saved
£203
At 4.06% AER
£10,000 saved
£406
At 4.06% AER
£250,000 saved
£10,150
At 4.06% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
Hampshire Trust Bank's Easy Access Online ISA pays 4.06%, which sits below the cash ISA market average and 1.04% behind the category leader at 5.10%, so I would not call this a standout rate. That said, it does beat August 2026 CPI of 3.1% by 0.96%, meaning your money is at least growing in real terms. The account accepts transfers in and opens with just £1, making it accessible to savers of almost any size up to £250,000. If you want instant access within a cash ISA wrapper but can find a better rate elsewhere, I would keep looking before settling here.
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