Cash ISA from Cynergy Bank
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
£20,000
Access
Instant
Transfers in
Accepted
Withdrawals and closure requests can only be made via Online Banking to your nominated account, or to another eligible Cynergy Bank account in your name.
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with Cynergy Bank's Online ISA?
Estimated interest
£1,000 saved
£41.50
At 4.15% AER
£5,000 saved
£208
At 4.15% AER
£10,000 saved
£415
At 4.15% AER
£20,000 saved
£830
At 4.15% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
Cynergy Bank's Online ISA pays 4.15% with instant access, no notice period, and no penalties for withdrawals or closure, which makes it a reasonable home for your ISA allowance if you want flexibility without sacrificing too much yield. The 20,000 pound cap means it suits a fresh annual subscription rather than a large transfer pot, though transfers in are accepted. I would still check Kent Reliance's Easy Access Cash ISA at 4.24% or Bank of Ireland UK's Online ISA Easy Access at 4.21% before committing, as both edge ahead on rate with a similar easy-access structure.
Similar accounts from the same category, closest on rate.
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