Cash ISA

Spring Easy Cash ISA Review

One of the best-paying cash ISAs, from Spring. It ranks 24th of 136 cash ISAs we track.

Variable rate

4.01%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£10

Max balance

No limit

Interest paid

Monthly

Transfers in

Accepted

How It Stacks Up

Ranks 24th of 136

Cash ISAs we track

Among the best
This account 4.01%
UK CPI (Aug 2026)
3.10%
Pays 0.91% more
Average cash ISA
2.95%
Pays 1.06% more
Best cash ISA
5.01%
Pays 1.00% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

A Good Fit For

  • Pro: Savers who want a monthly income
  • Pro: Flexible: take money out and put it back in the same tax year without using more allowance

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

The minimum balance for this account is £10. You have 28 days from the day Spring tell you your account is open to make sure you’ve made your opening deposit. If not, your account will be closed and you’ll need to complete a new application.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Spring's Cash ISA

What you could earn with Spring's Easy Cash ISA.

Estimated interest

£1,000 saved

£40.10

At 4.01% AER

£5,000 saved

£201

At 4.01% AER

£10,000 saved

£401

At 4.01% AER

£50,000 saved

£2,005

At 4.01% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Spring Easy Cash ISA

Jan WatermannCo-Founder, DepositScout

Spring's Easy Cash ISA pays 4.01%, which is below the market average for Cash ISAs and sits 1.11% behind the category leader at 5.12%, so I would not call this a standout rate. That said, it does beat August 2026 CPI of 3.1% by 0.91%, so your money at least grows in real terms. The £10 minimum opening balance is genuinely low, and the account accepts transfers in, which suits savers consolidating existing ISAs. If you want something marginally better in the easy-access ISA space, Hampshire Trust Bank's Easy Access Online ISA is currently at 4.06%.

Compare Cash ISAs

2 alternatives to Spring's Easy Cash ISA

Same type of account, closest on rate.

Common questions about the Easy Cash ISA

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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