Chase UK Chase Debit Card

Chase Debit Card Review 2026

Details checked Aug 2026Got this card? Leave a review

Cashback

2%

Annual fee

£0

Spending abroad

Free

No foreign transaction fees

Lounge access

Not included

How you earn

2% cashback on eligible UK/Channel Islands groceries, restaurants, cafes, takeaways, everyday transport, fuel and public EV charging.

  • Earns 2% on UK spend and 0% abroad.
  • Cashback capped at £20/month (up to £1,000 eligible spend).

Opening offer

First two months: 2% on eligible spend without needing to meet the monthly criteria.

Who can apply

To qualify each month: 15+ Chase card payments and/or Direct Debits in the prior month, and £1,000+ across Chase savers every day that month.

  • You need Chase current account.

Current account with linked easy-access savings.

Our Expert Opinion on Chase UK Debit Card

The Chase UK Debit Card earns 2% cashback on groceries, restaurants, transport and fuel, which is 1.26% above the typical reward card we have measured, and it costs nothing to hold. Abroad, it runs on Mastercard at practically nothing off the real exchange rate, with free ATM withdrawals up to £1,500 a month. The genuine catch is the ongoing criteria: you need 15 or more card payments or Direct Debits the prior month and £1,000 sitting in Chase savers every day that month, or the cashback stops. I think it suits disciplined everyday spenders who can meet those hoops without much effort.

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