Easy Access

Buckinghamshire Building Society Young Adult Instant Access Review

An easy access account from Buckinghamshire Building Society. It ranks 111th of 152 easy access accounts we track.

Variable rate

1.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£50,000

Access

Easy access

Interest paid

Annually

How It Stacks Up

Ranks 111th of 152

Easy access accounts we track

Well below average
This account 1.75%
UK CPI (Aug 2026)
3.10%
Pays 1.35% less
Average easy access
2.83%
Pays 1.08% less
Best easy access
5.00%
Pays 3.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 2.80% more than this Buckinghamshire Building Society account
  • Instant access, open with £10
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Pros and cons

  • Pro: Savers who want instant access
  • Con: The rate is variable, so it can go down

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Estimated returns with Buckinghamshire Building Society's Easy Access

What you could earn with Buckinghamshire Building Society's Young Adult Instant Access.

Estimated interest

£1,000 saved

£17.50

At 1.75% AER

£5,000 saved

£87.50

At 1.75% AER

£10,000 saved

£175

At 1.75% AER

£50,000 saved

£875

At 1.75% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Buckinghamshire Building Society Young Adult Instant Access

Jonny PeaseCo-Founder, DepositScout

This account is aimed at younger savers and accepts deposits from as little as £1 up to £50,000, but at 1.75% it sits below the easy access market average and 3.25% behind the category leader at 5.00%. It also fails to keep pace with inflation, coming in 1.35% below the August 2026 CPI figure of 3.1%, so the real value of savings here is being eroded. If eligibility allows, I would check alternatives like the Spring Easy Saver at 3.82% or the Tandem Bank Instant Access Saver at 3.40% before committing here.

Compare Easy Access Accounts

2 alternatives to Buckinghamshire Building Society's Young Adult Instant Access

Same type of account, closest on rate.

Common questions about the Young Adult Instant Access

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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