Buckinghamshire Building Society savings rates — compare every account, plus switch offers and guides

Who they are

Buckinghamshire Building Society was founded in Chalfont St Giles as the Chalfont and District Permanent Building Society in 1907. It was renamed the Buckinghamshire Building Society in 1961. More than a century on, it remains rooted in that same Buckinghamshire village - and it has stayed independent throughout.

As a mutual society, it is owned by its members rather than external shareholders, which means the emphasis is firmly on providing traditional service and value. It describes itself as the only independent building society in Buckinghamshire, regularly supporting local community initiatives through donations and staff volunteering. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Savings accounts

The society's savings range includes easy access accounts, fixed-rate bonds, and cash ISAs providing tax-free growth. There are also options such as children's accounts, regular savers, and notice accounts, aimed at a range of needs from families to young adults.

Deposits are protected by the Financial Services Compensation Scheme up to £85,000 - note that the current FSCS limit has since been raised to £120,000 per person per authorised firm, so always check the latest position on the FSCS website. Buckinghamshire Building Society holds its own banking licence and does not appear to share it with another brand, so your full £120,000 allowance applies here alone.

DepositScout does not currently hold live rate data for Buckinghamshire Building Society. The rates shown on this page are the most up-to-date figures we have, so use those as your guide rather than anything quoted elsewhere.

Is it right for you?

This is a small, traditional society - and that suits some savers very well. Recent customer feedback highlights high levels of service both in branch and on the phone, with some members saying the experience is "streets ahead" of larger banks. Reviewers also note the society is transparent about rate changes, sending emails when rates move and keeping its website current.

That said, if you want a slick app, a broad product shelf, or the muscle of a large institution, a smaller mutual may not be the best fit. It tends to appeal to savers who value personal service and straightforward products over digital features and headline-chasing rates.

As always, compare the live rates on this page before you decide - they are updated regularly and are the most reliable starting point for any savings decision.