What interest rate does the Barclays Premier Triple Access 3-Year Flexible Bond pay?

The Barclays Premier Triple Access 3-Year Flexible Bond pays 4.55% AER, fixed for 3 years.

How much interest could I earn?

Saving £10,000 for 3 years would earn about £1,428 at 4.55% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1 and up to £1,000,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

When is interest paid?

You can choose to have interest paid monthly or at the end of the term.

Who can open this account?

New and existing Barclays customers can open it. You can open it online, in branch, in the app or by phone.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other three-year fixed rate bonds?

At 4.55% AER it ranks 29th of 46 three-year fixed rate bonds we track. The best pays 5.18% and the average is 4.66%.

Dashboard

Fixed Rate

Barclays Premier Triple Access 3-Year Flexible Bond Review

A three-year fixed rate bond from Barclays. It ranks 29th of 46 three-year fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 3 years

4.55%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£1,000,000

Access

At maturity only

Interest paid

Monthly/On maturity

Barclays is also paying £300 to switch your current account.

See the switch offer

How It Stacks Up

Ranks 29th of 46

3-year fixed bonds we track

Below average

This account 4.55%

UK CPI (Aug 2026): 3.10%; Pays 1.45% more
Average 3-year fixed: 4.66%; Pays 0.11% less
Best 3-year fixed: 5.18%; Pays 0.63% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: Your money is locked in for 3 years

Good to Know

Barclays Premier customers only

Please verify all details with the provider – see our Disclaimer

See all Barclays accounts

Estimated returns with Barclays' Fixed Rate

What you could earn with Barclays's Premier Triple Access 3-Year Flexible Bond.

Estimated interest

£1,000 saved

£143

At 4.55% AER

£5,000 saved

£714

At 4.55% AER

£10,000 saved

£1,428

At 4.55% AER

£1,000,000 saved

£142,805

At 4.55% AER

Estimated over the 36-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Barclays Premier Triple Access 3-Year Flexible Bond

Jan WatermannCo-Founder, DepositScout

Barclays Premier Triple Access 3-Year Flexible Bond pays 4.55% for three years, which is below the market average for fixed-rate accounts and 0.80% behind the category leader at 5.35%, so this is not a standout rate. The genuine draw is the limited access: you can make up to three withdrawals, each capped at 10% of your initial deposit, which is unusual for a fixed bond. If the rate matters more than the Barclays name, Afin Bank's 3-Year Fixed Term Account offers 4.86%.

Compare Fixed Rate Bonds

2 alternatives to Barclays's Premier Triple Access 3-Year Flexible Bond3 alternatives to Barclays's Premier Triple Access 3-Year Flexible Bond

Same type of account, closest on rate.

Common questions about the Premier Triple Access 3-Year Flexible Bond

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Nationwide FlexSaver Rate Down

4.20% AER

4.75%

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