Fixed Rate from Afin Bank
Protection
FSCS
Up to £120,000
Min balance
£1,000
Max balance
£200,000
Access
No access until maturity
Interest paid
Annually
You can choose to have interest paid into your Savings Account or Nominated Bank Account.
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Want to know how much interest you will receive with Afin Bank's 3-Year Fixed Term Account?
Estimated interest
£1,000 saved
£153
At 4.86% AER
£5,000 saved
£765
At 4.86% AER
£10,000 saved
£1,530
At 4.86% AER
£200,000 saved
£30,600
At 4.86% AER
Estimated over the 36-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
Afin Bank's 3-Year Fixed Term Account pays 4.86% on balances between £1,000 and £200,000, which makes it a reasonable option for anyone who can set money aside and wants a predictable return over three years. Interest is calculated daily and paid annually, so you see some reward each year rather than waiting until maturity. The firm catch is that there is no access at all until the term ends, so only commit funds you genuinely will not need. I would still check Atom Bank's 3 Year Fixed Saver at 4.95% before deciding, as that small gap compounds meaningfully over three years.
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