Bank Account switch offer

Compare the requirements, benefits and eligibility.

Barclays bank logo

Bank Account

Switching bonus from Barclays

Expiring Soon

Bonus

£200

Penny's take

Solid free-account bonus for organised switchers. Barclays is offering £200 with no monthly fee to offset, making the reward pure gain - good value if you can meet the conditions. The Travel Wallet (fee-free euro and dollar spending) adds genuine everyday utility, particularly for frequent travellers.

The main catch is the £2,000 deposit requirement alongside a full switch, both completed within 30 days. That funding hurdle rules out anyone without a lump sum ready to move, but straightforward enough for most employed switchers with a payday lined up.

Requirements at a glance

Deposit requirement

£2,000

Direct Debits

2active

Transactions

-

Monthly fee

No fee

Online Banking

Required

How to qualify

Requirements

  • Use the Barclays app to open a sole Barclays Bank Account.
  • Initiate a full switch (including two active direct debits) by 27 August 2026.
  • Complete the switch & deposit £2,000, all within 30 days.

Account Benefits

No monthly fee

Use the Barclays Bank Account without paying a monthly account charge.

Travel Wallet

Hold euros or US dollars in the app and spend them with your debit card without Barclays transaction fees; exchange rates and terms apply.

Money-management tools

Track spending, receive instant notifications and manage card controls in the app or Online Banking.