Vernon Building Society Fixed-Rate Bond to 31st October 2029 Review4.40% AER (Sep 2026)

Fixed Rate from Vernon Building Society

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Protection

FSCS

Up to £120,000

Min balance

£5,000

Max balance

£250,000

Access

No access until maturity

Interest paid

Annually

Who Is This For

Learn more about Vernon Building Society

New and existing savers
Savers happy with a £250,000 cap
Savers who can deposit at least £5,000
Savers who can lock money away for 3 Years

Additional Info

Additional deposits may be made up to 14 days after opening. On maturity, funds automatically transfer to a new 1-year Fixed-Rate Bond unless the saver instructs otherwise; a 14-day change-of-mind period applies.

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Calculate your tax liability for this accountSee what you might pay on the interest from Vernon Building Society's Fixed-Rate Bond to 31st October 2029.

Estimated returns with Vernon Building Society's Fixed Rate

Want to know how much interest you will receive with Vernon Building Society's Fixed-Rate Bond to 31st October 2029?

Estimated interest

£5,000 saved

£689

At 4.4% AER

£10,000 saved

£1,379

At 4.4% AER

£50,000 saved

£6,895

At 4.4% AER

£250,000 saved

£34,473

At 4.4% AER

Estimated over the 36-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Vernon Building Society Fixed-Rate Bond to 31st October 2029

Vernon Building Society's Fixed-Rate Bond to 31st October 2029 pays 4.40% on balances between £5,000 and £250,000, with interest calculated daily and credited annually each 31st October, which suits savers who want a predictable return over three years without needing to touch the money. The main catch is that there is no access until maturity, and if you do nothing when the bond matures, your funds roll automatically into a new one-year fixed-rate bond, so you need to be ready to act within the 14-day change-of-mind window. If you want to shop around at this term, Chetwood Bank's 3 Year Fixed Rate Savings is currently showing 4.92% in our comparison.
Jonny Pease (Co-Founder)DepositScout