Protection
FSCS£120,000
Min balance
£1
Max balance
£10,000,000
Access
Instant
Interest paid
Monthly
Barclays is also paying £300 to switch your current account.
Rate Tiers
No withdrawals that month
2.51%AER
Higher rate applies in months with no withdrawals
1+ withdrawals that month
0.60%AER
Lower rate applies in months with one or more withdrawals
How It Stacks Up
Ranks 88th of 152
Easy access accounts we track
This account 2.51%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.59% less
- Average easy access
- 2.83%
- Pays 0.32% less
- Best easy access
- 5.00%
- Pays 2.49% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 2.04% more than this Barclays account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: The rate is variable, so it can go down
Good to Know
Requires Barclays Blue Rewards/Premier
Please verify all details with the provider – see our Disclaimer
See all Barclays accounts
