Easy Access from XTB
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
None
Access
Instant
Interest paid
Monthly
Available automatically to all UK GIA clients (new and existing) with uninvested cash - no action required to activate. XTB is not a bank; deposits should be made for investment purposes only.
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with XTB's Interest on Uninvested Funds (GBP)?
Estimated interest
£1,000 saved
£40.00
At 4% AER
£5,000 saved
£200
At 4% AER
£10,000 saved
£400
At 4% AER
£50,000 saved
£2,000
At 4% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
This account suits investors who already use XTB for trading and want their idle cash working rather than sitting dormant between trades. At 4.00%, the rate is competitive for easy access, though it is worth knowing this is interest on uninvested funds rather than a standalone savings account, so the balance will naturally fluctuate as you deploy or withdraw capital. If you want a cleaner savings wrapper at a similar or better rate, Cynergy Bank's Online Easy Access Account pays 4.15% and Virgin Money's Double Take E-Saver pays 4.16%.
Similar accounts from the same category, closest on rate.
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