Easy Access from Virgin Money
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
£250,000
Access
Instant
Interest paid
Monthly/
Annually
Joint accounts available
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Want to know how much interest you will receive with Virgin Money's Double Take E-Saver?
Estimated interest
£1,000 saved
£41.60
At 4.16% AER
£5,000 saved
£208
At 4.16% AER
£10,000 saved
£416
At 4.16% AER
£250,000 saved
£10,400
At 4.16% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
The Double Take E-Saver pays 4.16% and works well for anyone who wants easy-access rates without needing to dip into their savings regularly, since the critical catch here is that you are limited to just two withdrawals per calendar year, and once you have made that second withdrawal you cannot touch the money again until the following calendar year. That restriction makes it closer in spirit to a notice account than a true easy-access account, so be honest with yourself about whether you might need the money more frequently. If you want fewer strings attached, Hampshire Trust Bank's Online Saver is sitting at 4.18% and is worth a look.
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