Protection
FSCS£120,000
Min balance
£1
Max balance
£1,000,000
Access
Rate drops if 7+ withdrawals/year
Interest paid
Annually or Monthly
Rate Tiers
Up to 6 withdrawals/year
2.00%AER
Standard rate for up to 6 withdrawals per account year
7+ withdrawals/year
1.40%AER
Lower rate applies for remainder of account year if 7 or more withdrawals made
How It Stacks Up
Ranks 101st of 152
Easy access accounts we track
This account 2.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.10% less
- Average easy access
- 2.83%
- Pays 0.83% less
- Best easy access
- 5.00%
- Pays 3.00% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 2.55% more than this West Brom Building Society account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: The rate is variable, so it can go down
Please verify all details with the provider – see our Disclaimer
See all West Brom Building Society accounts
