What interest rate does the West Brom Building Society Direct Limited Access Saver pay?

The West Brom Building Society Direct Limited Access Saver pays 2.00% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £200 at 2.00% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £1,000,000.

When is interest paid?

Interest is paid annually or monthly.

Who can open this account?

New and existing West Brom Building Society customers can open it. You can open it online or by post.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other easy access accounts?

At 2.00% AER it ranks 101st of 152 easy access accounts we track. The best pays 5.00% and the average is 2.83%.

West Brom Building Society Direct Limited Access Saver Review: 2.00% AER (Oct 2026)

Q: Can I withdraw my money?

Access: Rate drops if 7+ withdrawals/year.

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£1,000,000

Access

Rate drops if 7+ withdrawals/year

Interest paid

Annually or Monthly

Rate Tiers

Up to 6 withdrawals

2.00%AER

Standard rate for the account year

7 or more withdrawals

1.40%AER

Lower rate applies for remainder of account year

How It Stacks Up

Ranks 101st of 152

Easy access accounts we track

Well below average

This account 2.00%

UK CPI (Aug 2026): 3.10%; Pays 1.10% less
Average easy access: 2.83%; Pays 0.83% less
Best easy access: 5.00%; Pays 3.00% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo

HomeSaver

4.55%

AER

Pays 2.55% more than this West Brom Building Society account
Instant access, open with £10

Compare Easy Access Accounts

We may earn a commission if you open this account.

A Good Fit For

Pro: New and existing savers
Pro: Savers who want instant access
Pro: Savers who want a monthly income

Worth Weighing Up

Con: The rate is variable, so it can go down
Con: You need at least £1,000 to open it

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See all West Brom Building Society accounts

Estimated returns with West Brom Building Society's Easy Access

What you could earn with West Brom Building Society's Direct Limited Access Saver.

Estimated interest

£1,000 saved

£20.00

At 2% AER

£5,000 saved

£100

At 2% AER

£10,000 saved

£200

At 2% AER

£1,000,000 saved

£20,000

At 2% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

West Brom Building Society Direct Limited Access Saver Review

Rate Tiers

How It Stacks Up

A Good Fit For

Worth Weighing Up

Estimated returns with West Brom Building Society's Easy Access

Our Expert Opinion on West Brom Building Society Direct Limited Access Saver

2 alternatives to West Brom Building Society's Direct Limited Access Saver3 alternatives to West Brom Building Society's Direct Limited Access Saver

Common questions about the Direct Limited Access Saver

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