Easy Access

Vernon Building Society Easy Access Review

An easy access account from Vernon Building Society. It ranks 106th of 152 easy access accounts we track.

Variable rate

1.90%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£250,000

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 106th of 152

Easy access accounts we track

Well below average
This account 1.90%
UK CPI (Aug 2026)
3.10%
Pays 1.20% less
Average easy access
2.83%
Pays 0.93% less
Best easy access
5.00%
Pays 3.10% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 2.65% more than this Vernon Building Society account
  • Instant access, open with £10
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Vernon Building Society's Easy Access

What you could earn with Vernon Building Society's Easy Access.

Estimated interest

£1,000 saved

£19.00

At 1.9% AER

£5,000 saved

£95.00

At 1.9% AER

£10,000 saved

£190

At 1.9% AER

£250,000 saved

£4,750

At 1.9% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Vernon Building Society Easy Access

Jonny PeaseCo-Founder, DepositScout

Vernon Building Society's Easy Access account pays 1.90%, which is below the market average for easy access accounts and 3.10% behind the current market leader at 5.00%. It also sits 1.20% below CPI inflation of 3.1% (Aug 2026), meaning your money is losing real value in this account. The minimum is a modest £100 and access is instant, so the mechanics are fine, but I would seriously consider alternatives like Tandem Bank's Instant Access Saver at 3.40% before settling here.

Compare Easy Access Accounts

2 alternatives to Vernon Building Society's Easy Access

Same type of account, closest on rate.

Common questions about the Easy Access

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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