Protection
FSCS£120,000
Min balance
£1
Max balance
No limit
Access
Instant
Interest paid
Annually
The Rate You'll Get
£1–£24,999
Includes 0.10% bonus for first 12 months; 0.90% thereafter
£25,000–£49,999
Includes 0.10% bonus for first 12 months; 0.95% thereafter
£50,000–£99,999
Includes 0.10% bonus for first 12 months; 0.95% thereafter
£100,000+
Includes 0.10% bonus for first 12 months; 1.00% thereafter
How It Stacks Up
Ranks 136th of 152
Easy access accounts we track
- UK CPI (Aug 2026)
- 3.10%
- Pays 2.10% less
- Average easy access
- 2.83%
- Pays 1.83% less
- Best easy access
- 5.00%
- Pays 4.00% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 3.55% more than this TSB account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
Worth Weighing Up
- Con: Rate drops to 0.90% after 12 months
- Con: The rate is variable, so it can go down
Good to Know
You must be 16 or over, a UK resident and a TSB current account holder. No withdrawal penalties apply, and the account can be closed at any time without charge.
Please verify all details with the provider – see our Disclaimer
See all TSB accounts
