Protection
FSCS£120,000
Min balance
£1
Max balance
No limit
Access
Instant
Interest paid
Annually
Rate Tiers
Online
4.00%AER
In branch or by post
3.25%AER
How It Stacks Up
Ranks 32nd of 185
Easy access accounts we track
This account 4.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.90% more
- Average easy access
- 2.84%
- Pays 1.16% more
- Best easy access
- 5.00%
- Pays 1.00% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 0.55% more than this Swansea Building Society account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
Worth Weighing Up
- Con: The rate is variable, so it can go down
Good to Know
Age 18+. New applicants must live in Wales; existing Swansea members anywhere in the UK can also open one. Online edition is opened and run only through Swansea's MyAccounts online service with no passbook. The branch edition can be held jointly and opened in branch or by post. Society-wide maximum £1.5m.
Please verify all details with the provider – see our Disclaimer
See all Swansea Building Society accounts
