Protection
FSCS£120,000
Min balance
£1
Max balance
£1,000,000
Access
Instant
Interest paid
Monthly
The Rate You'll Get
Up to £25,000
4%AER
Includes 2.50% fixed bonus for 6 months
£25,001 to £1m
2.50%AER
How It Stacks Up
Ranks 31st of 159
Easy access accounts we track
This account 4.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.90% more
- Average easy access
- 2.86%
- Pays 1.14% more
- Best easy access
- 5.00%
- Pays 1.00% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 0.55% more than this Starling Bank account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: Rate drops to 2.50% after 6 months
- Con: The rate is variable, so it can go down
- Con: You need a Starling Bank current account to open it
Good to Know
Current account required and the introductory bonus rate is available only for Easy Saver applications made from the 1st October 2026.
Please verify all details with the provider – see our Disclaimer
See all Starling Bank accounts
