Moneybox 95 Day Notice Account Review

A competitive notice account from Moneybox, needing 95 days' notice. It ranks 41st of 92 notice accounts we track.

Variable rate · 95 days' notice

3.83%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£120,000

Access

95 days notice

Interest paid

Monthly

How It Stacks Up

Ranks 41st of 92

Notice accounts we track

Above average
This account 3.83%
UK CPI (Aug 2026)
3.10%
Pays 0.73% more
Average notice account
3.49%
Pays 0.34% more
Best notice account
4.40%
Pays 0.57% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 95 days' notice to withdraw
  • Con: The rate is variable, so it can go down

Good to Know

Provided by Investec Bank.

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Estimated returns with Moneybox's Notice Account

What you could earn with Moneybox's 95 Day Notice Account.

Estimated interest

£1,000 saved

£38.30

At 3.83% AER

£5,000 saved

£192

At 3.83% AER

£10,000 saved

£383

At 3.83% AER

£120,000 saved

£4,596

At 3.83% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Moneybox 95 Day Notice Account

Jonny PeaseCo-Founder, DepositScout

Moneybox's 95 Day Notice Account pays 3.83%, which is below the market average for notice accounts and sits 0.57% behind the best notice rate available at 4.40%. It does beat August 2026 CPI of 3.1% by 0.73%, so your money holds real value, but the notice period is the main catch: you must give 95 days notice to access funds, which is a long wait if you need cash quickly. I would actually look at Moneybox's own 90 Day Notice account first, which pays 4.00% for only five fewer days of notice.

2 alternatives to Moneybox's 95 Day Notice Account

Same type of account, closest on rate.

Common questions about the 95 Day Notice Account

D

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