Starling Bank Starling Debit Card

Starling Debit Card Review 2026

Details checked Aug 2026Got this card? Leave a review

Annual fee

£0

Spending abroad

Free

No foreign transaction fees

Lounge access

Not included

Who can apply

You need to be a UK resident, aged aged 18+.

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Our Expert Opinion on Starling Bank Debit Card

The Starling Bank Debit Card is free to hold and is aimed squarely at people who travel and want to avoid paying over the odds when spending abroad. On Mastercard, it sits practically nothing off the real exchange rate, which we measure as matching the best cards available. There are no rewards on spending, so if cashback or points matter to you this card will not deliver that, and you would need to look elsewhere. I think it is a genuinely useful everyday account for travellers who want simplicity without fees.

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