Using it abroad
No non-sterling transaction fee on purchases.
- Converts at the Mastercard exchange rate.
Annual fee
£0
Spending abroad
Free
No foreign transaction fees
Lounge access
Not included
No non-sterling transaction fee on purchases.
You need to be a UK resident, aged aged 18+.
Virtual cards, 24/7 support.
The Starling Bank Debit Card is free to hold and is aimed squarely at people who travel and want to avoid paying over the odds when spending abroad. On Mastercard, it sits practically nothing off the real exchange rate, which we measure as matching the best cards available. There are no rewards on spending, so if cashback or points matter to you this card will not deliver that, and you would need to look elsewhere. I think it is a genuinely useful everyday account for travellers who want simplicity without fees.
Best & Worst Travel Cards For Summer 2026 (UK & EU)
Similar cards from the same category.
DepositScout Alerts
2 minutes ago
A top provider just cut their rate. Here's what you need to know about the latest market shift.
Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.